Where do you get you get your UHIP card?

You can easily pick up your UHIP card from the York International office at 200 York Lanes.

What is UHIP?
UHIP is a compulsory health insurance plan for all international students, exchange students, new permanent residents and returning Canadians who are not covered by the Ontario Health Insurance Plan - OHIP (http://www.health.gov.on.ca).
Since the plan is compulsory, students are advised not to purchase another health insurance plan to cover them while in Canada. UHIP is also compulsory for all eligible dependents, including a partner, spouse and/or children.
UHIP is comparable (not equivalent) to OHIP in that UHIP provides coverage for the same services that OHIP provides coverage for. However, depending upon where you go to obtain health services you are not guaranteed to be fully covered for the entire cost under the UHIP plan. Please refer to the section on "Accessing Health Services" for more information.

What is covered by UHIP?
UHIP pays up to $1,000,000 a year for each member for the cost of eligible medically necessary health services and medical treatments. UHIP Provides Coverage for:

• Doctor's and specialists' services at home, in a hospital or institution, or in the physician's office
• Annual health examination, including gynaecological exam
• Diagnosis and treatment of illness and injury
• Surgery, including the administration of anaesthetics
• Care related to pregnancy (prenatal and postnatal), even if pregnancy began before arrival in Ontario

Contact Sun Life at 1-866-500-UHIP (8447) or email at askus@sunlife.com or refer to the UHIP website at http://www.uhip.ca/ for more details regarding UHIP coverage.

What is NOT Covered by UHIP?

• Prescriptions drugs
• Routine eye exams for persons between the ages of 20-65
• Physiotherapy
• Eyeglasses, frames or contact lenses
• Dental care services
• Acupuncture
• Chiropractor services
• Medical examinations and tests required for immigration purposes or a third party cosmetic surgery
• Preparation of records, reports, certificates, or communications
• Services not covered under OHIP at the time the services are rendered

Please note that all students are automatically enrolled in a supplementary health plan. As such, you might have coverage for several of the above mentioned items under your supplementary plans.

You can pick up a claim form from York International or download the claim form from UHIP website at http://uhip.ca/_bin/library/forms.cfm

Clinics and Hospitals that accept UHIP
The following is a list of Health Care Providers that accepts students who are registered under UHIP and DO NOT charge an administration fee.

Extended Health Insurance Coverage: Student Union Plans
York Federation of Students (YFS), for undergraduates
Student Centre, Tel: 416-650-8066, Website: http://yfs.ca/index.php?section_id=122
Graduate Student Association (YUGSA)
325 Student Centre, Tel: 416-736-5213, Website: www.yugsa.ca/
CUPE Local 3903 (for TA’s and GA’s)
104 East Office Building, Tel: 416-736-5154, Website: www.cupe3903.tao.ca/

Post-Grad Health Insurance
The following is a list of companies that provide insurance coverage for alumni international students after graduating from York:
Caledon Group (1.888.806.7866)
Cowan Benefits Consulting (1.800.565.0484)
ETFS(1.866.566.0017)
Ingle International (1.866.324.6453)
Student Guard (1.877.873.8447)
Travel Guard (1.866.878.0191)

Post-Grad Open Work Permit and OHIP Coverage

The requirements for being eligible are:

• you must have been working full time in Ontario for at least 6 months,
• and have been living in Ontario for at least 153 days

Things you need: (For a full list click here)

• A job letter from your employer (must state your full time status)
• Your Proof of Citizenship or Eligible Immigration Status (i.e. Post Graduate Work Permit)
• Proof of you residency(i.e. utility bill)
• Support of Identity (i.e. drivers license)

Please click the following link to find out what is included in the OHIP Coverage. It is important to note the coverage starts after 3 months of the application date. You might still need private coverage for this time period.

Travelling Outside of Ontario or Canada
Leaving Ontario? UHIP will only provide coverage for emergency services in another province up to the same level of coverage as provided in Ontario
Leaving Canada? Travel insurance is required to cover you outside of Canada. UHIP provides minimal out of country coverage and it is not sufficient to cover medial expenses when travelling outside of Canada.
Travel Insurance Options:

• Travel Guard www.travelguard.ca/
• Ingle International travel Insurance www.ingleinternational.com/students/english/index.asp?siteId=1 
• Student Guard Health Insurance www.studentguard.com/ 
• Travel CUTS – Located at York Lanes
• American Express Travel 416-363-3883 - ask for Dane Joseph at (416) 363-3883

*The above travel insurance plans can be purchased only after you have UHIP coverage